One application. Fourteen carriers compete on price.
Hartwell is an independent agency, not a captive one. We take your details once, run them across 14 carriers, and show you the three best-priced policies side by side. If your current policy wins, we tell you that too.
- ✓ Licensed Iowa agents, in the office Monday to Friday
- ✓ Comparison delivered within one business day
- ✓ No fee to compare, no obligation to switch
Request a rate comparison
Your details go to our office, not a call-center list.
We hold appointments with 14 carriers, so the quote you get is a comparison, not a pitch.
Coverage we place, at a glance
Starting premiums below are the lowest quotes we wrote in the Des Moines metro over the last 90 days. Your rate depends on your record, property, and limits.
Figures are recent local quotes, not guarantees. Full list on the Coverage page.
Three questions we ask every caller
Your answers tell us whether a comparison is worth your time. Most people who answer yes to any of these save money.
- Q1
When did you last compare rates?
Carriers reprice every year. If your policy has renewed twice without a comparison, you are paying this year's premium on year-before-last's market.
- Q2
Are your home and auto with different carriers?
Bundling them with one carrier earns a multi-policy discount of 8 to 20 percent with most of the carriers we represent.
- Q3
Has your situation changed since you bought the policy?
A new roof, a paid-off car, a teen driver, a home business: each one changes which carrier prices you best, in either direction.
Two minutes on the phone answers all three. Call (515) 555-0134 or send the form above.
From the Des Moines metro
Sent one form on a Tuesday, had three quotes Wednesday morning. Switched auto and home and cut $61 a month off what we were paying.
They quoted my cabinet shop's liability and a work truck together. My old carrier never mentioned half the discounts Hartwell found.
After our second car, they re-ran the numbers without me asking and moved us to a carrier that priced two vehicles better. That is why we stay.
Find out what 14 carriers would charge you
One request, priced across every carrier we represent, delivered within one business day. If your current policy is the best deal, we say so and leave it alone.
Request a comparison